Commercial Finance Brokers

JERROMS MORTGAGE & FINANCE

Commercial Finance Brokers

Bridging loans

Commercial bridging loans can be used for a variety of purposes, including covering short-term cash-flow issues, for tax liabilities, to fund a start-up business, to provide working capital or to purchase a new business or commercial property.

What we can offer

  • Loans from £25,000 to £20 million

  • Rates from 0.45% per month

  • Up to 100% LTV on first charge lending (with additional security)

  • Interest can be deducted or paid monthly

Benefits of working with us

We have access to exclusive rates that you won’t be able to find yourself

We work quickly – you’ll get a decision in principle within 24 hours of enquiring, with funds typically available in less than 6 weeks

Property development loans

Whether you’re looking to buy land, refurbish old properties, or build new homes, we can provide the finance for you at extremely competitive rates.

What we can offer

  • Loans from £25,000 to £20 million

  • We work with a variety of lenders, so you can purchase anything from a single house or student let to blocks of flats and commercial properties

  • Rates from 5% per annum

  • Up to 100% of costs available

Benefits of working with us

We have access to exclusive rates that you won’t be able to find yourself

We work quickly – you’ll get a decision in principle within 48 hours of enquiring, with funds typically available in less than 6 weeks

Asset finance

Asset finance is the perfect solution for businesses looking to invest in new equipment who don’t want a large upfront cost. There are a couple of different options available – hire purchase or leasing.

With leasing the funder purchases the asset on your behalf, allowing the customer the use of the asset during the lease. Hire purchase is very similar to leasing but with the added benefit that you can buy the asset for a small fee at the end of the agreement. There are many factors to consider and we can advise you on the solution that’s right for your business.

What we can offer

  • Loans from £5,000 to £20 million

  • Rates from 2% flat per annum

  • Up to 90% loan to value 

  • Hire purchase and lease options for all types of assets

Benefits of working with us

We have access to exclusive rates and Lenders that you won’t be able to find yourself

We work quickly – you’ll can get a decision in principle on the same day if required, with funds typically available within 48 hours

Business loans

Need to expand your business? Looking to invest in machinery, vehicles or equipment? Want some working capital? Whatever you need funds for, a business loan might be just what you need.

We work with some of the market-leading lenders to provide the right amount at the right time, to really help support and develop your business. 

What we can offer

  • Loans from £25,000 to £1 million

  • Rates from 2% flat per annum

Benefits of working with us

We have access to exclusive rates and Lenders that you won’t be able to find yourself

We work quickly – you’ll get a decision in principle on the same day if required, with funds typically available within 48 hours if need be

Flexible repayment options, up to 5 years

Director’s Guarantee Insurance

Many commercial lenders request additional security in the form of a Director’s Guarantee – an assurance that the individual concerned will pay back a business loan if the business is unable to, for whatever reason.

This places the personal assets of the Director at risk and so Director’s Guarantee Insurance provides cover if this situation arises.

Case Studies

£50k secured within 48 hours

Our client had lost a legal case and needed £50k within 48 hours to settle the case – or they would have to face bankruptcy.

Within 24 hours of them contacting us, our team of commercial finance advisors had arranged a short-term business loan – the credit acceptance was approved at 10am and by 2pm the same day the funds were in the client’s account.


£1.75m refinance of investment properties

Our clients owned a nursing home and various residential investments and when their facility came up for renewal, the bank refused to lend them an extra £500k for capital projects.

Our commercial finance brokers arranged a new facility at 2.85% above bank base rate, including £20k cashback towards costs.

Get In Touch

Please get in touch if you want to talk more about how we can help you.
We offer an initial consultation free of charge which gives us the chance to meet and discuss your needs, with no obligation.

Mortgage Brokers & Commercial Finance Advisors based in Solihull

Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, B90 8AH

0121 743 1644

Jerroms Mortgage and Finance Limited.
Company number: 11459888.
Registered office is: Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, B90 8AH.
Authorised and regulated by the Financial Conduct Authority no. 829252

We are a credit broker not a lender. We work with lenders in the marketplace.
These lenders may pay us a commission and this amount varies between lenders.
Stratford Corporate Finance, Busiessfinancequote.com & Mortgages Together are trading styles of Jerroms Mortgage & Finance Limited  registered at Lumaneri House Blythe Gate, Blythe Valley Solihull West Midlands B90 8AH. Company Register number is 11459888. Jerroms Mortgage & Finance Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 829252. You can check via www.register.fca.org. We are registered with the ICO No ZA521927 and you can check via www.ico.org.uk. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

Financial Ombudsman Service, Exchange Tower, London, E14 9SR Website www.financial-ombudsman.org.uk 
Email This email address is being protected from spambots. You need JavaScript enabled to view it. - Phone 0800 023 4567 or 0300 123 9123